An “Open Letter” to Britain’s Prince William and his Intended, Kate Middleton

Raise your hands, metaphorically speaking, if you think it’s tacky that Novato’s Fireman's Fund Insurance Co. has issued an “open letter” to Britain’s Prince William and his intended, Kate Middleton, advising them on the merits of marriage insurance for their upcoming April 29 nuptials, aka the Event of the Century.

The text of the open letter was released Thursday morning by the insurance company, a unit of Germany’s Allianz AG. See below:

“Dear Prince William and Kate,

Congratulations on your upcoming wedding! Those of us here in the states couldn’t be happier for you and we’re closely following all of the developments and details around your big day.

As you know by now, planning a wedding is no easy feat – especially when the entire world is watching. While your team of professionals is scrambling to finish all of the last-minute details, like decorations, flowers and entertainment, we thought you’d like to know about something a lot of engaged couples are unaware of – wedding insurance. Over here across the pond, we offer wedding insurance to protect couples from things that could go wrong on their big day.

Kate, just think about it. What if Monty, one of your future mother-in-law’s dogs, got a hold of your beautiful wedding dress and turned it into his favorite new toy? Or what if the minister fails to show up? Trust us, it’s happened. Or even worse, what if a guest got severe food poisoning during the reception? These situations – and more – would all be covered with wedding insurance.

Here in the U.S., we even offer a “change of heart” provision. If the bride or groom gets cold feet, we’ll cover the cost of the wedding (but we’re confident that wouldn’t happen with either of you).

We know the economy is a little tight these days and you two are working within a budget, but wedding insurance isn’t any more expensive than what you’d pay for that one last guest on your list. And with all of the people you’re inviting, there are probably a few at the end of your list.

Even though “Love conquers all,” as the saying goes, this doesn’t prevent something from going wrong with your caterer, the dress or the photographer. Play it safe and consider wedding insurance. William and Kate (can we call you Will, by the way?), you can find more information at www.wedsure.com.

We’re so excited for you both and can’t wait to watch the event on TV – maybe in Times Square! Of course, if you’re looking to fill a few extra seats at Westminster, there’s still time to send us an invite.

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